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Showing posts from April, 2025

Long Term Investment Plan

Out of 100%, if 30% is savings, then it can be distributed along: SIP eg. Parag parikh FlexiCap FUnd Direct Growth 10% eg. Nippon India Small Cap FUnd Direct Growth 10% ETFs jab nifty all time high hoga tab paisa nikal kr, kise sector me daal denge jo uss time gir rha hoga eg. Nippon Nifty ETF 50 Bees 10%

Mutual Funds Types

Equity Mutual Funds Large Cap Stocks Midcap stocks Smallcap Stocks Sector Fund - eg. Banking, Railway eg. ICICI Prudential FMCG Direct Growth Index Fund - Nifty, Sensex eg. HDFC nifty 50 Index Direct FUnd eg. HDFC Nifty Next 50 Index Fund Direct Growth FlexiCap MultiCap Debt Mutual Funds generate money by lending it to govt and private companies Corporate Bonds Govt. Securities Hybrid Funds Any combination of above eg. Largecap + Smallcap + Govt Securities AMC:  Asset Management Company AUM: Asset Under Management = total fund ER: expense ratio = fund charge Exit Load Rolling Returns:  You can use any Rolling Returns Calculator to calculate the returns and analyse your mutual fund.  https://www.advisorkhoj.com/mutual-funds-research/rolling-returns  

Mutual Fund Investment Plan

  Based on risk factor investment can be planned: High Risk:  Sector Funds Approx. Returns 40-45% Medium Risk:  FlexiCap + Small Cap Approx. Returns 30-35% Low Risk:  SmallCap + Any Index FUnd Approx. Returns 20-25% Based on goal investment can be planned: 10yrs Plan 50 - FlexiCap / LargeCap 50 - MidCap / SmallCap 5yrs Plan 60 - FlexiCap / LargeCap 40 - MidCap / SmallCap 2-3yrs Plan 70 - FlexiCap / LargeCap 30 - MidCap / SmallCap

Chapter 4: How to Buy Stocks on Right Time?

NEVER TRUST NEWS ARTICLES FOR INVESTMENTS! Still if you want to do a trade on the basis of news, go for intraday How to Buy Stocks on Right Time? Check for Price Correction: occurs when a stock's price drops after a period of gains Check for Time correction: Happens when stock’s price moves sideways or consolidates over a period, without significant gains or losses Mutual Funds Activities of the stock

Chapter 3: How to Track Mutual Funds Activities of any Stock?

Go to [https://trendlyne.com/ ]( https://trendlyne.com/features/ ) Here search any stock Then go to “Shareholdings” → “Monthly MF Holdings”  eg.  https://trendlyne.com/equity/monthly-mutual-fund-share-holding/402503/IRFC/latest/indian-railway-finance-corporation-ltd/  

Chapter 2: FIIs & Promoters

Insider Trading StockEdge -> Deals -> Insider 

Chapter 1: Ratios

  Price-to-Earnings ratio (P/E): P/E ratio is calculated by dividing the market price per share (P) by the earnings per share (EPS), in short ki kitne rupay lagane pad rahe hain har ek rupay kamane ke liye.  The lower the better Price-to-Book ratio (P/B): P/B ratio is calculated by dividing the market price per share (P) by the book value per share (BVPS), in short har rupay ke assets ke liye kitna paisa mil raha hai stock ke price mein.  the lower the better Return on Equity (ROE): ROE is calculated by dividing net income (NI) by shareholders' equity (SE), in short company ke shareholders ke lagaye hue paise par kitna profit kamaya ja raha hai.  the higher the better Debt-to-Equity Ratio: Debt-to-Equity Ratio measures the proportion of a company's debt to its equity, in short Company ki debt aur shareholders ke paisa ka ratio.  the lower the better Net Margin: Net Margin measures the percentage of revenue that remains as net income after all expenses ...